Effective Date: 2025-01-01

Welcome to PayrazeHQ! By accessing or using our platform, you agree to the following Terms and Conditions. Please read them carefully.

1. Overview

PayrazeHQ ("we", "our", "us") offers a blockchain-based invoicing and payment service allowing users to create, and receive crypto payments securely on the Ethereum network using supported stablecoins (USDC, USDT, EURC) and ETH.

2. Eligibility

You must be at least 18 years old and legally capable of entering into contracts. You are responsible for compliance with your local laws, including tax reporting and crypto regulations.

3. Account Usage

You are responsible for maintaining the confidentiality of your account credentials. Any activity under your account is your responsibility.

4. Payment Services

Our platform facilitates payments using Ethereum-based smart contracts. We do not custody funds, and payments are irreversible once sent. Always double-check wallet addresses and transaction details.

5. Fees

Some features may be free; others require a subscription or per-use payment. We reserve the right to change pricing with prior notice.

6. No Financial Advice

We do not provide investment, financial, or tax advice. You are solely responsible for understanding how cryptocurrencies and blockchain transactions work.

7. Termination

We reserve the right to suspend or terminate your access if you violate these terms or engage in abuse, fraud, or illegal activities.

8. Limitation of Liability

We are not liable for any lost payments, smart contract errors, or user mistakes. Use of the platform is at your own risk.

9. Changes to Terms

We may update these terms occasionally. We'll notify users via email.